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Singapore-based FinAccel has raised $90 million in a funding round led by Asia Growth Fund a joint venture between Mirae Asset and Naver and Square Peg. Singtel Innov8, TMI Telkomsel Indonesia , Cathay Innovation, Kejora-InterVest, Mirae Asset Securities, Reinventure and DST Partners also participated in the oversubscribed funding round ?one of the largest for a FinTech startup in Southeast Asia.The funding will be used to grow FinAccel credit lending app Kre <a href=https://www.cup-stanley.fr>stanley mugs</a> divo, and develop additional financial services. The company said it has raised more than $200 million in debt and equity in 2019, and has raised $140 <a href=https://www.stanleycups.co.nz>stanley nz</a> million in equity to <a href=https://www.cups-stanley-cups.us>stanley website</a> date.FinAccels core product is Kredivo, which has more than 1 million customers, and is growing by 300 percent each year, said Akshay Garg, CEO of FinAccel,聽in an interview. He explained that Kredivo looks at a range of data points ?including the kind of smartphone model a customer is using, and the apps they have installed on it ?to decide whether to approve a loan. Basically, what were doing is almost like creating a user profile about the user using a combination of different data signals that come from the existing credit bureaus, the telcos, the eCommerce accounts, the bank accounts and the users themselves, he said. All of that creates a 360-degree overview of the customer that helps us determine the risk factors, and decide whether to issue the credit.Kredivo is cautious, currently approving only about one-third of receiv Esez CFOs Seek Balance Between Rapid Change, Long-Term Planning
Not that too many major sports retailers are in a joking mood currently, but the easy joke to make ?were one so inclined ?about the spate of closures and bankruptcies in the space of late would be to attribute it to modern consumers laziness and lack of athleticism.If <a href=https://www.stanleycup.fr>stanley quencher</a> that were a widespread reality, however, the retail sports industry certai <a href=https://www.stanleycup.com.de>stanley deutschland</a> nly would not have experienced one of its biggest ever last year, and, in fact, it did, with Forbes noting that the specific subcategories of outdoor equipment, athletic footwear and active wear all saw surges in 2015.How is it, then, that the recent bankruptcy filing by Vestis Retail Group ?which owns Sport Chalet, Eastern Mountain Sports EMS and Bobs Stores ?is far from an outlier and instead very much on trend with the sta <a href=https://www.stanleycups.cz>stanley cup</a> te of the sporting goods industry today, following as it did on the heels of Sports Authority, once a stalwart in the space, doing the same being forced to cast off 140 of its 463 stores, while Sport Chalet will be closing all 46 of its locations As PYMNTS previously argued in our initial story about the Vestis bankruptcy, the popular theory that the rise of specialty sporting goods retailers, such as Lululemon, bears substantial blame for the fall of established chains ?a theory shared by Vestis own CEO, Mark Walsh ?doesnt exactly hold up to scrutiny. If anything, the very interest that consumers hold in athleisure wear and other spinoffs of sporting goods only provides more opportunities ?not fewer ?for r |
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